Personal Banking

Person managing personal finances on a laptop

Your everyday banking, made simple

From current accounts that reward you, to savings accounts that help you reach your goals, we have a range of products to suit your needs. Manage your money on the go with our mobile app, and get support from our friendly team whenever you need it.

Whether you're saving for a rainy day, buying your first home, or just need a simple way to manage your bills, we're here to help you prosper.

Find the right account for you

We have a range of current accounts to fit your lifestyle:

  • Everyday Current Account: Perfect for your day-to-day banking needs with no monthly fee.
  • Santander Edge Current Account: Earn cashback on bills and essential spending, plus interest on your balance, for a monthly fee.
  • Basic Current Account: A simple account for those who may not be eligible for our other accounts.

Our personal finance solutions

  • Savings & ISAs – Grow your money with our range of savings accounts and tax-free ISAs.
  • Mortgages – Whether you're a first-time buyer, moving home, or remortgaging, we could have the right deal for you.
  • Credit Cards – From cashback to 0% on purchases, find a card that works for you.
  • Loans – Get a decision in minutes for a personal loan to help fund your next big plan.
  • Insurance – Protect what matters with our home, car, and life insurance products.

Switching to Santander is easy

Move your current account to us in just 7 working days with the Current Account Switch Service. It's simple, reliable, and backed by the Current Account Switch Guarantee.

Need Help?

Our support team is available to answer your questions.

Contact Support

Protecting your money

Your eligible deposits with Santander are protected up to a total of CHF 85,000 by the Financial Services Compensation Scheme (FSCS).

Stop, Challenge, Protect

Stay safe from fraud – we'll never ask for your full PIN or password. If something feels wrong, stop and challenge it.