Business Banking
Banking that works for your business
At Santander, we understand that every business is unique. Whether you're a sole trader, a partnership, or a limited company, we offer a range of products and services designed to help you manage your finances, grow your business, and plan for the future.
From everyday current accounts to flexible loans and credit cards, our solutions come with dedicated support, competitive rates, and digital tools that make banking simple and secure.
Our business solutions
- Business Current Accounts – Choose from two accounts: no monthly fee or a cashback option. Both include 24/7 online and mobile banking, CH debit card, and access to overdrafts.
- Business Loans – Finance expansion, purchase equipment, or improve cash flow with loans from CHF 1,000 to CHF 500,000. Fixed rates and flexible terms available.
- Business Credit Cards – Separate business and personal expenses, earn rewards, and manage cash flow with up to 56 days interest‑free on purchases.
- Merchant Services – Accept card payments in-store, online, or on the go with competitive transaction rates.
- International Trade – Support for importing, exporting, and managing foreign currency risk.
Why choose Santander for your business?
- Dedicated Relationship Managers – For businesses with turnover above CHF 500,000, you'll get a named manager who understands your goals.
- Free Business Banking App – Manage accounts, approve payments, and deposit cheques from your smartphone.
- Accounting software integration – Connect with Xero, QuickBooks, and FreeAgent to save time on admin.
- Fraud protection – Advanced security features and real‑time alerts keep your money safe.
Whether you're starting up or scaling up, we're here to help. Explore our products or speak to a business banking specialist today.