Business Loans
Flexible funding for your business
Whether you're looking to expand, invest in new equipment, or simply improve your cash flow, a Santander business loan could be the answer. We offer loans from CHF 1,000 to CHF 500,000 with fixed interest rates, so you always know what your repayments will be.
Loan features
- Loan amount: CHF 1,000 – CHF 500,000
- Repayment term: 1 – 10 years (depending on amount)
- Fixed interest rates – no surprises
- No early repayment fees – settle early if your circumstances change
- Fast decision – often within 24 hours
What you can use a business loan for
- Buying or upgrading equipment, machinery, or vehicles
- Expanding your premises or renovating
- Increasing stock or raw materials
- Marketing and business development
- Consolidating existing debt (subject to eligibility)
Eligibility
To apply for a Santander business loan, you'll usually need:
- To have been trading for at least 2 years
- A business current account with Santander (or be willing to open one)
- Annual turnover of at least CHF 100,000
- No history of bad debt or County Court Judgments (CCJs)
All applications are subject to status and our lending criteria.
Representative example
If you borrow CHF 25,000 over 5 years at a representative 6.9% APR fixed, you would pay 60 monthly instalments of CHF 482. The total amount payable would be CHF 28,920. This includes interest of CHF 3,920. Fees may apply – see our Business Lending Tariff for details.
Ready to apply? Check your eligibility online or speak to one of our business managers.